
Understand Your Insurance Coverage, Financing, and Payment Options
We’re in-network with most major insurers, offer flexible financing, and help patients find the best financial support available.
Fast and Easy Insurance Verification
Our team is here to simplify the process and get you the most coverage possible. We’ll work with you to quickly verify your insurance coverage and help determine the next steps in your treatment plan, ensuring a smooth and efficient start to your recovery.
We proudly work with major insurance carriers and many others. Call our admissions team to verify your coverage.
Residential/Inpatient Programs
Claudia Black Center
- BCBS AZ
- Carrum
- First Health
- Multiplan/PHCS/HMN/AMN/RAN
- PNOA
- SANA
- Tricare West
- Triwest Healthcare Alliance / VACCN
Gentle Path
- BCBS AZ
- Carrum
- First Health
- Multiplan/PHCS/HMN/AMN/RAN
- PNOA
- SANA
- Tricare West
- Triwest Healthcare Alliance / VACCN
The Meadows
- BCBS AZ
- Carrum
- First Health
- Multiplan/PHCS/HMN/AMN/RAN
- PNOA
- Sana
- Tricare West
- TriWest Healthcare Alliance / VACCN
The Meadows Seasons (Formerly Spero Center)
- BCBS AZ
- Carrum
- First Health
- Multiplan/PHCS/HMN/AMN/RAN
- PNOA
- Sana
- Tricare West
- TriWest Healthcare Alliance / VACCN
The Meadows Texas
- Aetna
- BCBS TX
- Carrum
- Evernorth (fka Cigna)
- EVRY
- First Health
- Magellan
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- TriWest Healthcare Alliance / VACCN
Willow House
- BCBS AZ
- Carrum
- First Health
- Multiplan/PHCS/HMN/AMN/RAN
- PNOA
- Sana
- Tricare West
- TriWest Healthcare Alliance / VACCN
Outpatient Programs
Atlanta, GA Outpatient Center
- Aetna
- Anthem BC Georgia
- Carelon
- Carrum
- Evernorth
- Optum UBH
- Tricare East
- Triwest Healthcare Alliance
Austin, TX Outpatient Center
- Aetna
- BCBS TX
- Carrum
- Evernorth (FKA Cigna)
- First Health
- Magellan
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
Chicago, IL Outpatient Center
- Aetna
- Blue Cross
- Carelon
- Carrum
- Evernorth (FKA Cigna)
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
Dallas, TX Outpatient Center
- Aetna
- BCBS TX
- Carrum
- Evernorth (FKA Cigna)
- EVRY
- First Health
- Magellan
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
Denver, CO Outpatient Center
- Aetna
- Anthem/Carelon
- Carrum
- Evernorth (FKA Cigna)
- Multiplan/PHCS/HMN/AMN/RAN
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
- Optum / UBH
Houston Outpatient Center
- Aetna
- BCBS TX
- Carrum
- Evernorth (FKA Cigna)
- First Health
- Magellan
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
Indiana (Virtual, Mental Health Only)
- Aetna
- Carrum
- Multiplan/PHCS/HMN/AMN/RAN
Las Vegas, NV Outpatient Center
- Aetna
- Anthem/Carelon
- Carrum
- City of Las Vegas Municipal Court
- Evernorth (FKA Cigna)
- Health Plan of Nevada Inc. (HPN)
- Hometown Health
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Prominence
- Sana Benefits
- Sierra Health and Life Ins (SHL)
- Sierra Healthcare Options (SHO)
- TriWest Healthcare Alliance / VACCN
- Tricare West
Scottsdale Outpatient Center
- Aetna
- BCBS AZ
- Carelon formally Beacon Health
- Carrum
- Evernorth (FKA Cigna)
- First Health
- Humana
- MHN
- Multiplan/PHCS/HMN/AMN/RAN
- Optum / UBH
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
- PNOA
- Magellan
Silicon Valley Outpatient Center
- Aetna
- Anthem BC
- Blue Shield
- Carrum
- Evernorth (FKA Cigna)
- First Health
- Kaiser
- Magellan/BlueShield of California
- Multiplan/PHCS/HMN/AMN/RAN
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
Wyoming Outpatient Center (Virtual Only)
- Aetna
- Evernorth (fka Cigna)
- Carelon
- Carrum
- Multiplan/PHCS/HMN/AMN/RAN
- Optum
- Sana Benefits
- Tricare West
- TriWest Healthcare Alliance / VACCN
Expanded Access to Care: We Are Now In-Network with Blue Cross Blue Shield of Arizona

Effective January 2025, The Meadows is excited to be in-network with Blue Cross Blue Shield of Arizona (BCBSAZ) for all our inpatient treatment centers in Arizona. This partnership also provides nationwide coverage through the BlueCard Program, bringing our trusted trauma, addiction, and mental health care within reach.
In addition to our Arizona inpatient facilities, many of our programs, including The Meadows Outpatient Center and The Meadows Texas, are already in-network with Blue Cross Blue Shield. With this expanded partnership, we’re reaffirming our commitment to making life-changing treatment more accessible than ever.
Learn how your BCBSAZ coverage can help you begin your journey to healing.
Contact us today to get started:

How We Work with Your Insurance Provider
Meadows Behavioral Healthcare is in-network with most major insurance providers and many smaller ones. We also work with out-of-network plans. Every insurance plan is different, and not all MBH programs work with the same providers.
To help you get the most coverage, we ask for your insurance information upfront. Your insurance company will decide what care they will cover based on your plan and current needs. They might approve all or part of your stay.
Maximize Coverage for Military and Veterans
MBH is proud to be a TRICARE provider, offering behavioral health and substance abuse services to active-duty military, veterans, and their families in the TRICARE West Region. We also treat veterans through the VA MISSION Act.

Flexible Financing Options
Our focus is on helping you get the best treatment that works for your life. If insurance doesn’t cover everything, our financial coordinators will guide you through your options and create a plan that works for you.
We also offer financing through CareCredit, a flexible way to help manage treatment costs. CareCredit can be used for any Meadows Behavioral Healthcare treatment, including workshops (excluding lodging).

Learn More About Insurance and Financing
We’re here to help you understand your coverage and available payment options. Contact us today to receive personalized support and take the next step toward treatment.